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Bank Wire Fraud and Unauthorized Transfer Review

Use this page when money moved through a bank account without permission, a transfer was rerouted, or a spoofed bank contact pushed a payment decision that caused financial loss.

Wire fraud Unauthorized transfer ACH loss
What this page covers

Unauthorized bank activity, wire loss, and transfer problems.

We use this page for wire fraud, ACH issues, account takeover, payee changes, bank contacts that turned out to be fake or spoofed, and transfer disputes where funds left a real bank account.

  • Same-day transfers that you did not intend
  • Instructions to move funds to a new account or recipient
  • Calls, texts, or emails that looked like the bank but were not
Documents to gather

What helps most in this review.

FAQ

Questions people ask on this case type.

Should I call the bank first?

Yes, if the transfer is recent. Then keep the records so the review can follow the same facts.

Can card or ACH problems be reviewed here too?

Yes. If the loss started in a bank account or payment rail, it belongs in this lane unless it is clearly a BEC or title-company payment issue better routed to the commercial wire page.

What if the bank email looked real?

Save it anyway. Spoofed messages are common and the details can still matter.